.disclosure { padding: 32px 0 0; }
.disclosure .disclosure-box { background: rgba(39, 21, 38, 0.04); border-radius: 12px; padding: 20px 24px; font-size: 13px; color: rgba(39, 21, 38, 0.55); line-height: 1.6; }
.disclosure .disclosure-box strong { color: rgba(39, 21, 38, 0.7); }
.disclosure .disclosure-box a { color: #003D66; text-decoration: underline; }
footer { padding: 40px 0; border-top: 1px solid rgba(39, 21, 38, 0.08); }
footer .footer-inner { display: flex; flex-direction: column; align-items: center; gap: 16px; text-align: center; }
footer .footer-logo { font-size: 20px; font-weight: 700; color: #271526; display: flex; align-items: center; gap: 8px; }
footer .footer-logo-icon { width: 28px; height: 28px; background: #FCCC18; border-radius: 6px; display: flex; align-items: center; justify-content: center; font-size: 14px; flex-shrink: 0; }
footer .footer-links { display: flex; gap: 16px; list-style: none; flex-wrap: wrap; justify-content: center; }
footer .footer-links a { font-size: 14px; color: rgba(39, 21, 38, 0.6); transition: color 0.2s; }
footer .footer-links a:hover { color: #271526; }
footer .footer-copy { font-size: 13px; color: rgba(39, 21, 38, 0.4); }
@media (min-width: 768px) {
  footer .footer-inner { flex-direction: row; justify-content: space-between; text-align: left; }
  footer .footer-links { justify-content: flex-end; }
}